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Futura Prepaid MasterCard debit card Product Comparison
Transaction Fees and Terms & Conditions
Transaction Fees
| Transaction Type | Premier Unlimited Usage |
Oro Pay-As-You-Go |
| One-Time Activation Fee Fee charge on first load |
$9.95 | $9.95 |
| Maintenance Fee | $1.50 per week | FREE |
| POS Signature Purchase If you choose credit for a purchase transaction and have to sign the sales slip |
FREE | $0.95 |
| PIN POS Purchase If you choose debit for a purchase transaction and have to enter PIN |
FREE | $1.95 |
| ATM Withdrawal Fee charged to withdraw funds from ATM |
$1.95 | $2.50 |
| Cash back at POS Get cash back for free when you make a purchase |
FREE | FREE |
| Card-to-Card Money Share Easily transfer funds from one Futura card to another Futura card |
FREE | $2.50 |
| Direct Deposit | FREE | FREE |
| Bill Payment |
$0.95 | $0.95 |
| Checking your balance at an ATM | $0.50 | $0.75 |
| Card-to-Bank Funds Sharing Transferring funds from your Futura card to your bank account |
$4.95 | $4.95 |
| Bank Cash Advance This service allows you to visit a banking branch and perform a teller transaction to access your funds. |
$4.95 | $4.95 |
| Futura Preferred Dealer Reload Price to load your card any time after your initial load. |
$3.00 | $3.00 |
| Western Union Reload Price to load your card any time after your initial load. |
$4.50 | $4.50 |
Other Fees – fees associated with less common activities
| Transaction Type | Premier Unlimited Usage |
Oro Pay-As-You-Go |
| Automated Transaction Inquiry - VRU Checking your balance through the automated phone system. |
FREE | FREE |
| IVR Customer Service When calling Futura, you can select our automated support information option for FREE information. |
FREE | FREE |
| Live Customer Service *To call Futura and talk to a live agent, for Unlimited Usage Cardholders - the first call every month is FREE, every call after that is $1.95 |
1st call/month is FREE* | $1.95 |
| Paper Statement No paper statements are sent, but if you request to receive statements - this is the fee |
$2.95 | $2.95 |
| Online Statement View statements for FREE at www.futuracards.com. |
FREE | FREE |
| PIN Rejection If you attempt to enter your PIN and the transaction is declined, there is no fee. |
FREE | FREE |
| Replacement Card If you lose your card, call us and we will issue a new card for this fee. |
$4.95 | $4.95 |
| Refund Processing Fee When you close your Futura account, you can request a check for the remaining balance on the card. |
$9.95 | $9.95 |
| Foreign Transactions When traveling outside the US, Futura charges a small fee to offset currency exchange costs. |
2% | 2% |
| ATM-International - Balance Inquiry If you are out of the U.S. you can check your balance for a small fee. |
$0.95 | $1.50 |
| ATM-International Fee charged to withdraw funds from an international ATM |
$3.95 | $4.95 |
| POS Signature International | FREE | $0.95 |
| PIN POS Purchase International | FREE | $1.95 |
Usage Limits
| Maximum Daily Load Amount | $5,000 | $5,000 |
| Maximum Monthly Load Amount | $12,000 | $12,000 |
| Maximum Loads per Month | 16 loads | 16 loads |
| Maximum Balance | $9,500 | $9,500 |
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