If you are traveling outside the US you can
still use the card for PIN based transactions. The Oro Pay-as-you-go
card incurs a small fee.
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If you are traveling outside the US you can still
use the card for signature based transactions. The Oro Pay-as-you-go
card incurs a small fee.
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Other cards sometimes allow your account to go
below zero and then charge you a fee. The Futura card controls your
spending by limiting purchases to only funds on your card.
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If you attempt to enter your PIN and the transaction
is declined, there is no fee.
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This is the fee charged by Futura to withdraw funds
from an ATM machine. The ATM owner may also charge an additional fee
to process the transaction.
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If you are out of the US, you can check your balance
for a small fee.
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This service fee is most commonly associated with
a customer closing their Futura account. Instead of using an ATM or
spending the account down at retail, a cardholder can request a check
for the remaining balance on the card.
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If you lose your card, please call us immediately
and we will issue you a new card for a small fee.
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This fee is assessed if you need to change your PIN
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This fee is charged per statement requested
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When traveling outside the US Futura charges a small
fee to offset currency exchange costs.
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Live customer service is available 24/7 – 365
days a year! Premier customers get one free call per month.
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When calling Futura, you can select our automated account
information option.
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There are thousands of authorized Futura reload locations
across the nation.
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This service allows you to visit a banking branch
and perform a teller transaction to access your funds.
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When making purchases at retail, by selecting “credit”
option, you will need to sign the sales slip. Merchant might ask you
for an ID card to establish your identity.
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When making purchases at a retail store, you are
given the choice of debit or credit. If you select debit, you will
need to enter your secret PIN code to authorize the transaction.
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You can transfer funds from your card to your bank
account using the account management portal or by calling customer
service.
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You can easily transfer funds from one Futura card
to another. This can be done online for free or via customer service
for a small fee.
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Paying bills has never been easier, save the stamp and
we’ll get your bills paid for you!
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When making a purchase you can get cash back –
FREE. Select merchants do sometimes charge a small fee.
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Pay as you go – One inquiry free, .50 thereafter
Premier- Unlimited automated transaction inquiries
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This is a convenient and easy way to avoid
check cashing fees. Simply provide the direct deposit form to your
employer and we’ll take care of the rest.
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If you need to check your card balance simply
go to an ATM machine and select balance inquiry
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This is the fee charged by Futura to withdraw funds from
an ATM machine. The ATM owner may also charge an additional fee to
process the transaction.
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Unlimited
uasge prepaid debit card
- 100% Instant Approval Guaranteed!
- No credit check/No contracts
- Unlimited purchases
- FREE Direct Deposit
- Low monthly cost and fees
- Load and reload cash or check at over 5k Retailers
- Make purchases anywhere MasterCard® debit cards are accepted
- Convenience of a debit card without a bank account
- Your money is avaliable instantly
Pay-as-you-go
prepaid debit card
- 100% Instant Approval Guaranteed!
- Pay-as-you go with no monthly fees*
- No credit check/No contracts
- FREE Direct Deposit
- Load and Reload Cash or Check at over 5k Retailers
- Make Purchases everywhere MasterCard® debit cards are accepted
- Convenience of a debit card without a bank account
- FREE card-to-card transfer around the world
- *Monthly fee of $4.95 waived if you load $500 or more monthly onto your card
Family
prepaid debit card
- 100% Instant Approval Guaranteed!
- Use as a secondary card for family or friends anywhere around the world that
- MasterCard® debit cards are accepted
- Safer than sending a cash or check
- Convenience of a debit card without a bank account
- Give to kids in school or family in another country
- Your money is avaliable instantly
- Call 1-888-SWIPENGO (1-888-794-7364) to get your Family Card
Monthly Fees – Monthly Card Maintenance Fees
| Card Type | Monthly Fee |
| Oro-Pay-as-you-go | $4.95 / Free with $500 monthly load |
| Premier-Unlimited Usage | $9.95 |
Transaction Fees - Fees charged by Futura
| Transaction Type | Oro-Pay-As-You-Go Pricing | Premier-Unlimited Usage Pricing |
| ATM details | 1.95 | 1.00 |
| ATM BALANCE INQUIRY details | 0.75 | 0.50 |
| DIRECT DEPOSIT details | FREE | FREE |
| AUTOMATED TRANSACTION INQUIRY* details | FREE or .50 | FREE |
| CASH BACK AT POINT OF SALE details | FREE | FREE |
| BILL PAYMENT details | 1.50 | 1.00 |
| CARD TO CARD TRANSFER details | FREE | FREE |
| CARD TO BANK TRANSFER details | 1.95 | 1.00 |
| PIN POS PURCHASE details | 0.50 | FREE |
| POS SIGNATURE details | 0.50 | FREE |
| BANK CASH ADVANCE details | 3.00 | 2.95 |
| RELOAD details | 3.00 | 3.00 |
Usage Limits
| MAXIMUM DAILY LOAD AMOUNT | $1,999 | $1,999 |
| MAXIMUM BALANCE | $10,000 | $10,000 |
| MAXIMUM LOADS PER MONTH | 16 | 16 |
Other Fees – Fees associated with less common Activities
| IVR CUSTOMER SERVICE details | FREE | FREE |
| LIVE CUSTOMER SERVICE* details | 1.95 | FREE* |
| FOREIGN TRANSACTIONS details | 2% | 2% |
| PAPER STATEMENT details | 3.00 | 3.00 |
| LOST OR STOLEN PIN REPLACEMENT details | 4.95 | 4.95 |
| REPLACEMENT CARD details | 4.95 | 4.95 |
| REFUND PROCESSING FEE details | 9.95 | 9.95 |
| ATM-INTL - BALANCE INQUIRY details | 1.50 | 1.00 |
| ATM-(International) details | 3.50 | 2.95 |
| PIN REJECTION details | FREE | FREE |
| OVERDRAFT FEE details | FREE | FREE |
| POS SIGNATURE INTERNATIONAL details | 1.00 | FREE |
| PIN POS PURCHASE INTERNATIONAL details | 1.00 | FREE |
